Cyber Attack Risk Mitigation in the Digital Transformation of Islamic Banks in Indonesia
DOI:
https://doi.org/10.70062/incoils.v5i1.335Keywords:
Cybersecurity, Digital Transformation, Islamic BankingAbstract
This study aims to analyze the forms of cyber attacks that arise in the process of digital transformation of Islamic banking in Indonesia and to examine relevant mitigation strategies based on the principles of maqashid syariah. The accelerating pace of digital transformation has increased exposure to cyber risks, including phishing, ransomware, and data leaks that have the potential to disrupt the operational stability of banks. This study uses a descriptive qualitative approach with secondary data sourced from official reports from the National Cyber and Crypto Agency (BSSN), the Financial Services Authority (OJK), scientific publications, and regulations related to digital data protection. The analysis was conducted using document analysis techniques to identify threat patterns and mitigation strategies applied in the literature and national policies. The results of the study indicate that cyber risk mitigation in Islamic banks requires an integrated approach that is not only technical in nature but also reflects Sharia values such as amanah, hifdz al-mal, and maslahahReferences
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